Automotive Financing in Orange County

Purchasing a new Mazda vehicle is often an exciting process, but some customers may let financial stresses hold them back. Here at Mazda of Orange, we have a helpful team that staffs our finance center to assist you with anything finance-related, including auto loans and leases. Below, you can explore all the elements that our team can help with and how partnering with us can make you a more financially secured Mazda owner.

Apply for Auto Loans

When you shop at Mazda of Orange, it's easy to apply for an auto loan. All you have to do is provide some contact information and details about the vehicle you want. The process should take under five minutes, and we can have one of our team members help you with the application if you'd like assistance.

We help our customers get auto loans no matter what their financial situation is like. Even if other dealerships have denied you an auto loan, we're still willing and eager to work with you. We've helped thousands of customers secure loans, and our customers all have varying credit scores, income levels, and financial histories. Our team can help you overcome nearly any credit problem so that you can finance the Mazda vehicle you want.

Lease a New Mazda Vehicle

If you're not ready to buy a new Mazda vehicle outright just yet, we can help you lease one. Leasing provides several benefits to customers, including lower monthly payments and the need for fewer repairs. Leasing is also attractive to customers who don't like to own the same vehicle for too long. After your lease period, you can turn in your vehicle and get the latest and greatest version.

If you initially don't plan on keeping your vehicle but grow attached to it during your lease period, we may be able to help you purchase it after your lease is up. This is an excellent way for a first-time buyer to transition into being a vehicle owner without any expensive commitments. When you find a vehicle that you'd like to lease, we'll finalize your payment conditions and ensure you understand your responsibilities. Our financial team works hard to lock in the best rates for you so that you can reap the monetary benefits of leasing a Mazda vehicle.

Seek Pre-approval

When you apply for an auto loan, you have the option to seek pre-approval. This means that you can get a conditional loan as long as your financial situation doesn't change dramatically. You can use the amount that you get in your pre-approved loan as a baseline to begin shopping for a new Mazda vehicle. This ensures that you only look at cars within your price range. It can guide intelligent shopping decisions and make the process a lot more seamless when it's time to finalize your vehicle purchase.

Though it's not necessary, we encourage all our customers to seek pre-approval online before they come to visit us at our lot in Orange, California. Even though our finance department can complete the loan approval process in person quickly, applying online can help you get on the road faster in your new vehicle.

Crunch Some Numbers With Our Car Loan Calculator

Nothing could be scarier than starting your car shopping without knowing how much you may have to pay for your vehicle. Luckily, you can use our car loan calculator to ease your nerves. The calculator is very intuitive to use, as all you have to do is plug in a few numbers. First, the calculator will ask you to put in the total price of the vehicle you want. Then, you can specify the interest rate, desired loan period, any down payment you'd like to make, and the trade-in value of your current vehicle.

Once you click on the "Calculate Payments" button, you can view the estimated monthly payment for the term you indicated. The calculator also generously offers you the monthly payment for term lengths that are 12 months shorter and longer than the one you initially specified. This information can help you compare options and determine which monthly payment is the most realistic for your circumstances.

The calculator also returns the estimated financed amount. This number is the remaining amount after you consider the trade-in value of your current vehicle and any down payments that you want to make. The car loan calculator is incredibly useful for playing with numbers and figuring out what works best for you. You may also run as many calculations as you want. For example, you may test a $1,000 down payment against a $5,000 down payment to see how much your monthly payment will change.

You're free to use our car loan calculator at home. If you'd prefer to have someone walk you through the steps, one of our team members will happily sit down to help. We'll discuss your financial situation to get an idea of the appropriate numbers to input and help you create several scenarios to find the most optimal and realistic car payment.

Use the Kelley Blue Book Value Tool

If you're looking to buy a new vehicle but want to get rid of your current one first, you can facilitate your vehicle trade-in through our dealership. Value your trade from the comfort of your home using our Kelley Blue Book tool. You can begin by entering your VIN or license plate number for a more accurate quote, but you can also provide your vehicle's make and model for more general information. Depending on your specific vehicle and pending a dealer inspection, you may be eligible for a cash offer, which can go toward your new or used vehicle purchase.

If you're ready to finance your new Mazda, contact our team at Mazda of Orange today. Our financial specialists will help you sort out your financial statement so that you can buy or lease a new or used vehicle, calculate your monthly payments, and trade-in your vehicle for a fair deal.